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Weigh Whether to Work During College

There was a time when a student could just work a summer job to help pay for college, but today more students are having to work their way through school to offset rising tuition costs.

In fact, the U.S. Census Bureau found that 72 percent of undergraduates work and one-fifth of those students worked full time.

Most part-time jobs that students find while in school pay lower hourly wages, says Anthony P. Carnevale, director of the Georgetown University Center on the Education and the Workforce.

“You can’t make enough working retail to pay for a college degree,” he says. “High school jobs don’t pay enough to get you through college, and these are the types of jobs that college students typically get.”

But despite lower pay, college advising experts say that shouldn’t deter undergrads from pursuing part-time work. There are several positive outcomes, they say, that come from working during school – less in loans and better time management skills, to name a couple.

“I’m a big advocate of working during school,” says Sean Moore, founder of college financial planning service SMART College Funding. “If that means they’re working five, 10 or 15 hours a week, I think that helps build character and pays part of the cost of college.”

For students who are considering or planning to work while in school, here are several points to consider.

1. Work no more than 20 hours: Several studies, including one by the Department of Education, show that students who work fewer than 15 to 20 hours often report a higher GPA than those who don’t work at all.

“There’s kind of a window of one to 15 hours a week and maybe as high as 20 hours a work,” Moore says. “When you’re working more than 20 hours a week, it becomes harder to juggle everything.”

Grades and school completion rates start to drop when a student’s number of hours worked per week is more than 20 hours, experts say.

Moore says students may consider taking out a loan if work starts to affect school performance and other options – such as federal loans – have been exhausted.

2. Consider options other than work-study: When college senior Zach Schneider, 21, started his freshman year at American University, he was offered work-study as part of his financial aid package.

“What I found was the work-study program wasn’t as flexible as I wanted it to be. It wasn’t a really interesting job with what I wanted to do and it didn’t pay well,” the communications major says.

Under work-study, students earn the federal minimum wage – $7.25 – but may earn more, depending on the job.

Schneider says he did only one semester of work-study and found catering and restaurant work to pay better.

“It served two things for me: It was a way for me to make money and a way for me to eat very cheaply – I would get some level of a discount,” says the California native, who estimates his part-time earnings to be around $5,000 annually.

Experts say if a student can make more – rather than $7.25 an hour – then it’s better to take the higher paying job.

“But sometimes the reality is you have to take what you can get,” Moore from SMART College Funding says. “If work-study is available, on campus and you don’t have to commute or search, then that can be a viable option.”

3. Develop a business: Derek Sallmann, a senior at Wisconsin Lutheran College, earns money from his musical performances to cover college expenses.

“It’s good for everyone to have their own independent project whether you start your own business or sell something you hand make or perform or do art,” says the solo musician and biology major, who sings and plays guitar at different venues around Milwaukee. “You also learn business skills and how to operate in the real world.”


Sallmann says he earns as little as food for payment to $500 from performing at a gig, but really enjoys the flexibility of creating his own schedule. The 21-year-old says he’s made enough money from his music to offset the need for student loans.

“There’s nothing wrong or bad about taking out student loans; I just always thought it would be better if I could not do that,” he says.

His advice to students: “Find creative ways to make money whether it’s starting a lawn business in the summer or teaching something you’re good at. It’s always good to get creative to cut down on costs.”


Online MS in Business Analytics

Become a big data specialist—a competitive advantage in every aspect of business

With an MS in Business Analytics, you’ll be able to strategically position yourself as a brand analytics manager, e-commerce project manager, web metrics analyst, or a consultant to senior decision makers. You’ll be in demand as businesses around the world seek to leverage data to innovate and stay competitive. As one of the first top-ranked schools to offer an MS in Business Analytics, Kelley sets the pace in this field.

Complete this 30 credit-hour degree in 15 months to five years, and graduate prepared to:

  • Make business decisions based on analytic modeling
  • Think strategically in management situations
  • Unlock valuable statistical information from any dataset
  • Develop analytical models to provide solutions across multiple business functional areas

If you have an undergraduate degree in business, economics, information technology, engineering, or statistics, an MS in Business Analytics can refine your focus as a specialist. If you have an MBA, this degree will help you develop more in-depth analytical expertise.

Respected degree

Upon graduation, you’ll receive a Master of Science from the Indiana University Kelley School of Business—the same degree students studying on the IU campus receive.

Add an MBA

While earning your MS in Business Analytics, you can opt to add an MBA for a dual degree—adding general management to your skill portfolio in less time than it would take to pursue both degrees alone.

BUEX-C534 Simulation and Optimization for Business Analytics (3.00)
In this course, we develop analytical models using simulation and optimization to analyze and recommend sound solutions to complex business problems.  Models are discussed to solve complex problems using various tools on spreadsheets; including Excel solver for linear, integer and genetic programming problems,  probabilistic simulations, and risk analysis including statistical analysis of simulation models.
BUEX-C535 Developing Value through BA Applications (3.00)
This course will introduce students to the art and science of developing quantitative models that can be used to make better decisions. We will show how sophisticated Excel models can be applied to many problems such as those you will face in your internships and ultimate career. In addition to Excel fundamentals, we will learn how optimization tools, as part of the business analytic toolkit, are used to find tools to find the optimal-or near optimal solutions to constrained optimization problems. We also will consider Monte Carlo simulations that allow us to model uncertainty in Excel models. Throughout the course we will show you lots of features of Excel 2013 that will be useful in your career as well as your Kelley classes.
C565 Thinking Strategically: Game Theory and Business Strategy (3.00)
Game Theory has traditionally been a tool of economists, but its use in management situations has been growing rapidly in recent years. This trend is sure to continue. Managerial decisions are not static and cannot be made in isolation. Instead, a manager must account for the reactions of both rival firms, subordinates, and superiors to this directives and proposals. Game theory is a tool to use to examine these interactions. The course extends the analysis of game theory and business strategy that you began in the Managerial Economics portion of the Core. The ultimate aim of the course is to strengthen your ability to think strategically in business situations, rather than to teach you facts or theories. To achieve this aim, we will iterate between theory and practice. We will use both formal case studies and real world examples to sharpen our strategic thinking skills.

Video: Here is some crazy strong winds


10 Colleges With the Highest Acceptance Rates

The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: College, The Short List: Grad School and The Short List: Online Programs to find data that matter to you in your college or graduate school search.

At some colleges, the chances of being admitted are slim. But there are also schools at the opposite end of the spectrum, where applicants don’t need to worry too much about the odds.

Among the 1,255 ranked schools that submitted these data to U.S. News in an annual survey, nine reported acceptance rates of 100 percent in fall 2015. Also on the list is Cameron University in Oklahoma, which admitted 99.7 percent.

Most of the 10 schools on the list are Regional Colleges – which focus on undergraduate education but award fewer than half of their degrees in the liberal arts – or Regional Universities, which offer a range of undergraduate and some master’s degrees, but few doctoral programs.

[Discover three tips to complete college applications on time.]

The University of Pikeville in Kentucky is the lone National Liberal Arts College on the list. These schools emphasize undergraduate education and award at least half their degrees in liberal arts disciplines. The University of Texas—El Paso is the list’s only National University, meaning it has a range of undergraduate, master’s and doctoral programs.

A majority of schools on the list are designated as Rank Not Published, or RNP, meaning that they rank in the bottom one-fourth of their ranking category. In those cases, U.S. News calculates a rank for the school but has decided not to publish it.

An additional 101 ranked schools nearly admitted 100 percent of applicants, reporting acceptance rates of higher than 90 percent to U.S. News for fall 2015, including the University of Toledo in Ohio and Montana State University—Billings.

[Learn to write a great college application essay.]

Meanwhile, schools with the lowest acceptance rates for fall 2015 include Alice Lloyd College, a National Liberal Arts College in Kentucky, at 4.7 percent; Stanford University in California, at 5 percent; and the Ivy League Harvard University, at 5.6 percent.

Below are the 10 colleges that had the highest acceptance rates in fall 2015. Unranked schools, which did not meet certain criteria required by U.S. News to be numerically ranked, were not considered for this report.


10 Colleges Where Applying Early Helps

The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: College, The Short List: Grad School and The Short List: Online Programs to find data that matter to you in your college or graduate school search.

Of all the advantages applying early to college offers, students might find one particularly appealing: a better chance of getting in.

Typically, students can apply to only one school under early decision and must attend if they’re admitted. That’s not the case for the less-restrictive early action and regular decision options, where students can apply to several schools and decisions aren’t binding.

[Learn what happens to students who back out of early decision offers.]

Among the 245 ranked colleges and universities that submitted these data to U.S. News in an annual survey, the average acceptance rate for applicants who applied early decision or early action for fall 2015 was about 63.1 percent, while the average for regular applicants was about 50.2 percent – a difference of 12.9 percentage points.

But among the 10 schools where applying early is most likely to boost applicants’ chances of being admitted, the gap between early and regular acceptance rates was much wider. Those schools admitted an average 83.7 percent of early applicants but just 37.8 percent under regular decision – a difference of 45.9 percentage points.

At the top of the list is American University in the District of Columbia, which accepted 87.2 percent of early applicants and 32.4 percent of regular applicants. Each of the 10 schools on the list saw a difference of at least 41.7 percentage points, with American University’s at 54.8 percentage points.

One school, Meredith College in North Carolina, admitted 100 percent of early applicants compared with 58.3 percent of regular applicants.

Nine of the schools on the list are either National Universities – which offer a range of undergraduate majors plus master’s and doctoral programs – or National Liberal Arts Colleges, which emphasize undergraduate education and award at least half of their degrees in the liberal arts.

Trinity University in Texas is the list’s only Regional University, meaning it has many undergraduate and some master’s programs but few doctoral programs.

[Discover tips to complete college applications on time.]

A few schools, including Presbyterian College in South Carolina, Abilene Christian University in Texas and Georgetown University in the District of Columbia, admitted fewer students from their early applicant pools than under regular decision. For instance, for fall 2015, Georgetown admitted 13.3 percent of early applicants and 19.4 percent of regular applicants.

Below are the 10 schools where at least 10 percent of applicants applied early and early applicants had the strongest chance for admission compared with regular applicants for fall 2015. Unranked schools, which did not meet certain criteria required by U.S. News to be numerically ranked, were not considered for this report.

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MBA Program Overview

The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual data points in hopes of providing students and parents a way to find which undergraduate or graduate programs excel or have room to grow in specific areas. Be sure to explore The Short List: College, The Short List: Grad School and The Short List: Online Programs to find data that matter to you in your college or graduate school search.

With many families worried about the competition in college admissions, the number of submitted applications has soared in recent years.

A recent report by the Higher Education Research Institute at the University of California—Los Angeles found more than 28 percent of fall 2015 freshmen submitted seven or more applications – more than double the percentage from a decade ago.

[Find out the 10 most and least expensive private colleges.]

But these fees can add up quickly for prospective students – especially with the Common Application, experts say. The Common App makes submitting multiple applications easier since the form is accepted at nearly 700 colleges and universities.

While some universities waive or reduce fees for students who apply online, other schools charge a hefty amount per application.

[Explore the colleges and universities that report meeting full financial need.]

California’s Stanford University charged $90 per application, more than any other university among the 1,028 ranked colleges that reported application fee data to U.S. News in spring 2016.

Among the schools that submitted data to U.S. News, the average application fee was around $42. The most common fee charged was $50.

Of the 45 schools that charged $75 or more for an application, the majority – 38 in total – are National Universities; these institutions offer a full range of undergraduate majors, plus master’s and doctoral programs.

Below is a list of colleges and universities that charged the highest application fees in fall 2015, though all schools listed will waive the fee for students with financial need. Unranked schools, which did not meet certain criteria required by U.S. News to be numerically ranked, were not considered for this report.

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A Man Mixes Vinegar And Alcohol And Puts In His Ear, Something Surprising Happens?

We usually have this habit of considering anything that does not look good as a useless and bad deal. We will hardly take into consideration, the function that it might be performing.

One such example is ear wax and following is what we want to tell you.

Dr. David Hill is the host to a YouTube channel, ehowhealth.

Dr. David Hill is the host to a YouTube channel, ehowhealth.

Make Yourself Heard With Broadcast Scholarships

Journalism is a constantly evolving field – television, radio and the internet now dominate newspapers. If you dream of a career in broadcast journalism, obtaining a degree in this field will help you achieve your goal. And the following scholarships for broadcast students can help make that college education more affordable.
The Broadcast Education Association offers students $24,000 in various scholarship opportunities. One is the Founders Award – a $1,500 scholarship for students studying any electronic media. Preference is given to students studying at two-year BEA member schools or those who graduated from one of those programs and are now studying at a BEA four-year institution. Applicants must demonstrate superior academic performance, the potential to be outstanding professionals in electronic media, high integrity and a solid understanding of their personal and professional responsibilities. Two Founders Awards are given each year.
Another organization that offers a variety of scholarships for broadcast journalism students is the Radio Television Digital News Foundation. One of these scholarships – the Carole Simpson Scholarship – helps minority undergraduate students who are pursuing a career in broadcast media or electronic journalism.
Applicants must be full-time college sophomores, juniors or seniors. To apply, students must complete an online application and submit a cover letter that discusses their journalism experience, intended use of the funds and their future journalism career goals; a resume; and a letter of recommendation from a professor, supervisor or adviser. Arab-American students who are college juniors, seniors or graduate students majoring in journalism, radio, TV or film should consider the Jack G. Shaheen Mass Communications Scholarship. To apply for the $2,500 scholarship, students must submit a hard-copy application that includes a one-page statement that explains their goals and why they deserve the scholarship as well as notes they are a U.S. citizen of Arab heritage. They must also submit two letters of recommendation from professors in mass communications and official transcripts. Eligible students must have a minimum 3.0 GPA.
For those who want to combine the great outdoors with broadcasting, the Outdoor Writers Association of America offers the Bodie McDowell Scholarship. Up to three or more undergraduate and graduate students may receive the scholarship, which can range between $1,000 and $5,000. Applicants must be pursuing a degree in outdoor communications, such as print journalism, photography, film, art or broadcast journalism. They must also submit an application, transcript, letter of recommendation, examples of their outdoor communication experience and a one- to two-page statement describing their career goals. The application deadline is March 1.
Outdoor communication students can also apply for the National Weather Association’s Broadcast Meteorology Scholarship. This $1,000 scholarship is open to any undergraduate entering sophomore year or higher; seniors who have a final fall semester to complete are also eligible to apply. Applicants must be pursuing a career in broadcast meteorology. Application materials include transcripts, two letters or recommendation and a one-page statement in which applicants detail why they want to be a broadcast meteorologist and what their future plans are. Applicants must also submit a YouTube video of two full on-camera weathercasts that they prepared, including the associated graphics. The application process usually opens in January or February with applications due by mid-May.
Students pursuing radio broadcasting should check out the BMI Founders Award for Radio Broadcasting. This $5,000 scholarship is open to enrolled full- and part-time students ages 17-24 in applicable majors, such as broadcast journalism, broadcasting and mass communications or radio and TV broadcast technology.
In addition to the application, a transcript and a letter of recommendation, students must submit an original written or video essay response to one of three prompts. Applicants must also have a minimum 3.0 GPA. For those who would rather be in the control booth and learning the technical side of broadcasting, the Society of Broadcast Engineers offers four Ennes Scholarships. These awards can be used for tuition, room and board or books at postsecondary institutions or technical programs that the scholarship committee approves. Although any eligible student can apply, preference is given to those who are SBE members.
Application requirements vary by scholarship and may include an autobiography of the applicant’s goals and interests in broadcasting, transcripts and a description of how the individual would use the award. The deadline to apply is July 1, and students may apply for more than one scholarship.



Study: Solar Energy Could Power Pacemakers

Researchers say energy from ambient sunlight may be a possible alternative to battery power for pacemakers and other medical implants, according to a study published recently in the international journal Annals of Biomedical Engineering.
Cardiac pacemakers are usually powered by batteries that must be replaced or recharged every seven or eight years. The repeated procedures can be costly and dangerous to patient health, the study says, but solar energy is a promising alternative.
Though several technical and biological groups have developed prototypes of implants powered by subcutaneous solar cells – or solar cells put underneath the skin – information was missing about reasonable long-term expectations for these devices, according to the report.
The study, “Energy Harvesting by Subcutaneous Solar Cells: A Long-Term Study on Achievable Energy Output,” says it provides the first realistic validation of the ability of these solar cells to harvest energy and power implants. Devices powered by ambient sunlight instead of batteries could also be designed smaller than existing devices.
“We hope that the innovative character of such devices may motivate companies to develop batteryless implants to strengthen their position as technology leaders,” Lukas Bereuter, the study’s lead researcher, said via email.
Bereuter and other researchers from the University of Bern in Switzerland had 32 volunteers wear devices that measured solar cell-generated power. Volunteers wore the light measurement devices daily for six months so researchers could analyze the impacts of season, weather and physical activity on the devices.
On the measurement devices, which were worn on the volunteers’ armbands, optical filters that mimicked real skin were placed directly above the solar cells in order to determine whether energy from ambient sunlight would be enough to power pacemakers and other implants.
Researchers admit the study has its limitations: Most implants are not in an arm, which typically has more access to sunlight and could affect the study’s findings. The optical filters also mimicked Caucasian skin, and researchers said obtained power may be lower for people with darker skin tones, which absorb light differently.
Bereuter doesn’t think these limitations significantly affect the results of the study.
“The solar cells’ efficiency will drop negligibly (~1%) when implanted and operated at body temperature compared to room temperature as we measured,” he said. He also noted that the optical filters block some of the light at lower wavelengths, so he believes “the results are also applicable to darker skin tones (which contain more melanin).” Using a larger solar cell area could compensate for any potential power loss due to these limitations, Bereuter said.

Male student working on laptop in college classroom

Supplement an On-Campus Education With Online Courses

Which on-campus student are you? Student A: The one who wants to complete college as quickly as possible to spearhead a career and save money. Student B: The student majoring in two, three or even four degree fields who is looking to add credits to his or her schooling. Student C: The student who would like to take more classes within his or her degree field to gain further specialization or skills to impress graduate schools.No matter which type of on-campus student you are, supplementing your college classes with online courses is likely a great idea – even if that’s by adding an online course to an already full course load. In the long run, you’ll have more flexibility and the ability to accomplish your goals within a reasonable time frame with online courses.

Upon reflection, I should have done on-campus and online courses in tandem throughout my entire college career, not just because I needed to my senior year.I was student B. My worst fear as a student was being told that I had to stay longer and complete more classes because I misunderstood the course load required. I was limited to finishing my degree within four years if my education was to be covered by my scholarship. Any longer meant I would have to scramble for financing. But once I got to senior year, I found I still needed six credits to complete my double major of politics and economics and would likely have to stay another semester. Nonetheless, there was a lot on the line: the cost of tuition and housing for another semester, and a lost opportunity to start my career.Upon investigation, I found an online class that would meet my requirements and align with my interests: Introduction to Geology. At first, I was discouraged about adding this course to my already heavy course load, but over time, I realized there are many benefits to supplementing in-person learning with online education.

 Based on my experience, here are three reasons to pursue both education pathways at once.
1. You can complete required general education courses on your own time. Taking online courses can allow you to manage a challenging course load a bit better because they are often self-paced and offer flexibility. You can focus on your heavy course load and complete general course requirements while delving deeper into your chosen field in person.
2. You can stay on track to graduate with a double or triple major. While it’s true that graduating with multiple majors takes discipline and may require a few more classes, it also allows you to broaden your career prospects and explore more fields. In my case, the flexibility of an online course was the saving grace to finishing my double major on time so I didn’t have to spend another semester neglecting my career.
3. By completing your degree faster, you’ll save money. Think of all that goes into paying for college: tuition, fees, housing expenses and the opportunity cost of not launching a career. That’s thousands, if not tens of thousands, of dollars on the line. Sure, you’ll pay slightly more upfront for the additional online courses, but in the long run – when considering housing and career opportunity loss – the faster you complete your bachelor’s, the more money you save.Source

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